FINANCIAL PLANNING & FORECASTING
Get out of financial survival mode and plan a future you’re excited about.
I’ll paint a clear picture of where your business is now. Help you set personal and professional financial goals. Then give you a budget-slash-action-plan that makes them possible.
You're growing but it's messy.
You have revenue, but you’re not so sure about profit.
You could use some help, but you’re not sure if you can afford to hire.
And when was the last time you gave yourself a raise?
HI, I’M HARMIK! SMALL BUSINESS ACCOUNTANT & FINANCIAL CONSULTANT
Don’t worry. Together, we can fix all that.
My financial forecasting and planning process is the difference between having a restrictive budget you kinda dread looking at…and having a realistic plan to achieve goals you used to think were impossible.
Together, we’ll plan for where you want to take your business, break your goals down into doable steps, and make sure your business serves you financially.
10+ years
5+ years
2014
Instead of waiting for success, we plan for it.
Forecasting
Goal Setting
Budgeting
Bonus points
Monthly progress check-ins.
If I’m doing your monthly bookkeeping, I’ll use your budget as a reference and keep it updated for you each month. If not, then the budget is yours to keep and update as you use it! We can connect quarterly and do it together, or you can do your own check-in each month.
FOR SMALL BUSINESS OWNERS WHO WANT TO
Make sound financial decisions and
avoid expensive mistakes.
Goal-based budgeting is for you if:
✔ You want to make sure you’re doing things in a way that’ll benefit you down the road
✔ Your business is proven and viable…but you’re in survival mode and taking on any work you can get
✔ Finance is the part of your business you’re least knowledgeable about (but want to get a handle on)
✔ You need help with the financial decisions that affect your business, like hiring
✔ You want to make sure you’re not missing anything
✔ Your company is growing so it’s time to implement better financial strategies
✔ You want to know what you’re doing
Just The Budget
If you’re financially savvy, a budget might be all you need to confidently get from where you are to where you want to go.
Monthly Bookeeping
Most clients pair their budget with monthly bookkeeping, where I balance your books and update your budget on your behalf, then send you a monthly update.
Quarterly Mentorship
Want to DIY but need a second set of eyes? Pair your budget with a quarterly mentorship call where you can ask questions and make sure you’re on track.
Harmik is the best! She was always nonjudgmental at the terrible state of our accounts and a calm voice of reason when I was freaking out. I’d recommend her any day! Professional, punctual, knowledgeable, and always a good sense of humour! I always look forward to our meetings.
Frequently Asked Questions
Can I work with you if I’m behind on my bookkeeping?
Yes! Because I can likely provide catch-up bookkeeping.
How much do you charge?
It depends on your business! Things that affect pricing are how many banks and credit cards you use, your average transactions per month, and whether or not you have employees. We’ll chat about it in our initial call and I’ll give you a specific estimate after that!
Who will I be working with?
Me! Harmik. I’m a team of one which means no junior is doing your accounting or bookkeeping—it’s me every time.